Terms and Conditions

Effective date: June 8, 2026

Welcome to Jaraf Digital Systems Agency (“Jaraf,” “we,” “us,” or “our”). These Terms and Conditions govern your access to and use of our website and any services, content, communications, proposals, invoices, and digital deliverables offered by Jaraf Digital Systems Agency. By accessing this website or engaging our services, you agree to be bound by these Terms and Conditions.

If you do not agree with these Terms and Conditions, please do not use this website or purchase our services.

1. Use of This Website

You agree to use this website only for lawful purposes and in a manner that does not violate any applicable law, regulation, or the rights of any other person.

You may not use this website to:

• Submit false, misleading, or fraudulent information.

• Interfere with the operation or security of the website.

• Attempt to gain unauthorized access to any portion of the website, server, accounts, or related systems.

• Copy, scrape, reproduce, republish, or exploit website materials for commercial purposes without prior written permission, except where permitted by law.

We reserve the right to restrict or terminate access to the website at any time if misuse, abuse, or unauthorized activity is suspected.

2. Services

Jaraf Digital Systems Agency provides digital and creative services, which may include website design, website development, website redesign, e-commerce setup, branding-related work, consulting, automation support, content-related services, maintenance, and other digital business services as agreed in writing. The current website is presented as a service business site with Home, About Us, and Contact pages rather than a user platform, so this services-based structure is the most consistent framing.

All services are subject to availability and may be governed by additional written agreements, project proposals, invoices, scope documents, or email confirmations. In the event of a conflict between these Terms and a separately signed client agreement, the signed agreement will control to the extent of the conflict.

3. Quotes, Proposals, and Scope

Any quote, estimate, or proposal provided by Jaraf is for informational purposes and does not guarantee availability or final pricing unless expressly accepted by both parties.

Project scope, deliverables, timelines, revisions, fees, and payment schedules should be confirmed in writing before work begins. Any work requested outside the agreed scope may require a revised quote, timeline adjustment, or additional charges.

4. Client Responsibilities

To help us deliver services effectively, you agree to provide accurate information, timely feedback, necessary approvals, and any required content, credentials, or materials needed for the project.

You are responsible for ensuring that any text, images, logos, media, data, or other materials you provide to us do not infringe the rights of third parties and may legally be used for the intended purpose.

Delays in communication, approvals, or required materials may affect project timelines and delivery dates.

5. Payments

Fees for services will be stated in a proposal, invoice, checkout page, or other written communication. The current privacy policy on the site already anticipates service purchases and third-party payment processing, so these payment terms should align with that workflow.

Payments may be processed through a third-party payment provider. By submitting payment, you represent that you are authorized to use the selected payment method and agree to pay all applicable charges, including any taxes or processing fees where applicable.

Unless otherwise agreed in writing:

• Deposits and advance payments may be required before work begins.

• Final files, transfers, launches, or deliverables may be withheld until outstanding balances are paid in full.

• Late payments may result in paused work, delayed delivery, or cancellation of services.

6. Refunds

Refund eligibility is governed by our Refund Policy. Because our website footer already includes a separate Refund Policy link, it is appropriate for these Terms to incorporate that policy by reference instead of repeating it in full here.

7. Intellectual Property

Unless otherwise agreed in writing, all content on this website, including text, graphics, branding elements, layout, design elements, logos, and original materials created by Jaraf, is owned by or licensed to Jaraf Digital Systems Agency and is protected by applicable intellectual property laws.

Upon full payment for a client project, Jaraf may grant the client the rights specifically stated in the applicable agreement, invoice, or proposal. Unless expressly transferred in writing, Jaraf retains ownership of its pre-existing materials, processes, tools, frameworks, templates, know-how, and any unused concepts or drafts.

We may display completed work, project excerpts, mockups, screenshots, or client names in our portfolio, social media, case studies, or marketing materials unless otherwise agreed in writing. Because the current site links to Instagram, that portfolio/marketing usage clause is especially relevant for this business setup.

8. Third-Party Tools and Platforms

Our services may involve or rely on third-party tools, platforms, hosting providers, payment processors, plugins, APIs, domain registrars, email platforms, or other external services. The current site is built inside Hostinger Website Builder, which reinforces the need for a third-party tools clause.

We are not responsible for outages, policy changes, pricing changes, service interruptions, account restrictions, or security events caused by third-party providers. Use of third-party services may also be subject to those providers’ own terms and privacy policies.

9. No Guarantee of Results

While Jaraf aims to provide high-quality digital services, we do not guarantee any specific business outcome, search ranking, traffic level, conversion rate, sales volume, revenue increase, platform approval, or uninterrupted website performance unless expressly stated in writing.

Any examples, case studies, projections, or recommendations are illustrative and should not be interpreted as guarantees.

10. Disclaimer

This website and all services, content, and materials are provided on an “as is” and “as available” basis to the fullest extent permitted by law.

To the fullest extent permitted by applicable law, Jaraf disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and availability.

11. Limitation of Liability

To the fullest extent permitted by law, Jaraf Digital Systems Agency shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of revenue, loss of data, loss of business opportunity, website downtime, or business interruption arising out of or related to your use of the website or our services.

To the fullest extent permitted by law, Jaraf’s total liability for any claim arising out of or relating to the website or services shall not exceed the amount actually paid to Jaraf for the specific services giving rise to the claim during the three-month period preceding the event giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless Jaraf Digital Systems Agency and its owners, operators, contractors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees, arising out of or related to your misuse of the website, your breach of these Terms, or your violation of any law or third-party right.

13. Termination

We reserve the right to refuse service, suspend work, cancel access, or terminate any engagement at our discretion where there is abusive conduct, nonpayment, unlawful activity, scope abuse, repeated delays, or other material issues affecting the working relationship.

Any provisions that by their nature should survive termination, including payment obligations, intellectual property terms, disclaimers, limitations of liability, and indemnification, will survive termination.

14. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to conflict of law principles. Your current site identifies the business as operating from Rockville, Connecticut, United States in the privacy policy contact section.

Any dispute arising out of or relating to these Terms or our services shall be brought in the appropriate state or federal courts located in Connecticut, unless otherwise required by applicable law.

15. Changes to These Terms

We may update these Terms and Conditions from time to time. When we do, we will post the updated version on this page and revise the effective date.

Your continued use of the website or services after updated Terms are posted constitutes acceptance of those revised Terms.

16. Contact Information

If you have questions about these Terms and Conditions, contact:

Jaraf Digital Systems Agency
Rockville, Connecticut, United States
Email: paul@jaraf.net
Phone: 860-266-0559